Cook jasmine rice according to package instructions, then keep warm.
Heat coconut oil in a large pot over medium heat; sauté garlic and ginger until fragrant and lightly golden, about 2–3 minutes.
Add Thai red curry paste and cook for 1 minute to release aromas.
Pour in hot water, coconut milk, fish sauce, and lime juice; stir until smooth and creamy.
Add chicken thighs, cover, reduce heat to medium-low and simmer for 18–20 minutes until chicken is cooked and tender.
Remove chicken, slice into strips, return to curry and simmer 2 more minutes to blend flavors.
Assemble bowls by spooning rice, topping with sliced chicken and plenty of curry sauce.
Garnish with chili oil, spring onions, coriander leaves, and serve with lime wedges.